Life & Health Insurance

In our opinion many people out there don’t really know what they are signing when they enter into a contract for insurance, or for that matter any other agreements for the provision of goods and services. Signing a contract is all so mundane Continue Reading

Roger is 40, has two young children and a wife to support. When undergoing his routine medical for his truck drivers licence he was found to have high blood pressure. Eight months later Roger started experiencing angina. Over the next 18 months Continue Reading

In July 2002 Mary was a 30 year old healthy librarian who had no need for extensive cover but was looking for peace of mind so she added $75,000 Living Assurance cover to her protection plan. Two years later during a routine blood test the Continue Reading

Mark is an auto glazier who started his own business after gaining 15 years industry experience. After trading for one year he suffered a lower back injury which put him out of work. Through his Risk Protection Plan, Mark was entitled to an Continue Reading

Petra was 41 years old. She worked in the financial industry and part of her employment package had life cover provided by an employer chosen insurer. In May 1997, she went to the doctor as she had been feeling unwell for some time. The doctor Continue Reading

Disclosure is no duty – it’s about being honest

Case Study – Health Insurance

Case Study – Living Assurance

Case Study – Disability Income Protection

Case Study – Life Cover Benefit

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