Investment updates | Thorners

If you operate a business or act as a trustee the following insurance matters could cause you grief.. Directors, officers, trustees and others could be fined for not arranging and maintaining adequate insurance cover; The levels of Continue Reading

Welcome to my October newsletter where I will pass on some topical items to you. In the current economic environment the cost of day to day living continues to increase and we all need to regularly review our financial options so let’s look at Continue Reading

At Thorners we have access to a myriad of investment options and we are always guided by the Standard & Poors rating list. Non bank deposit takers have been in the limelight over recent years as many have got into financial difficulty and Continue Reading

Check the Sovereign website www.sovereign.co.nz to enter their client competition to win a dream holiday. Good luck and remember you only have until 28 November 2009 to enter! If you are not currently a client, contact us for some Sovereign Life Continue Reading

Have all of your family had their slice of the cake from KiwiSaver? Whether working or not, so long as you or your family members are under 65 years of age, I can show you how to benefit from KiwiSaver. The compounding effect of the additional Continue Reading

Circumstances change quickly in the current financial environment and you may be unaware that the recent mortgage interest rate changes announced on 9 September have widened the gap between short and long term fixed interest rates. This Continue Reading

It is really important when somebody else completes an insurance application for you that you check to see the answers are correct and that no information has been left out. The insurer can avoid the policy and decline to consider the claim if Continue Reading

Currently the NZ law does not make a distinction between deliberate or innocent non disclosure. Effectively if you just left information out of an insurance application unintentionally or by accident, the insurer can still decline your claim, Continue Reading

We are often asked why insurers exclude pre-existing conditions. Unless a policy offers cover for pre-existing conditions, the insurer isn’t obliged to cover any of them. Companies generally exclude associated treatment for pre-existing Continue Reading

Mortgage rates alter again effective from today so always get advice before chosing your fixed or floating options. The new interest rate structures released this afternoon by several lenders reflects the changing cost of offshore funds, which Continue Reading

Cautionary advice on under-insurance – SME’s and Trustees

Thorners October 2009 Newsletter

Looking for an investment that has an AA credit rating?

Chance to win an $8,000 holiday plus spending money

Under 65 and working or not, ask me about KiwiSaver

Mortgage Interest Rates Have Moved Again

What happens if all of your information isn’t written on the application form?

What happens if you fail to disclose information to an insurer?

Is it fair that insurers exclude pre-existing medical conditions?

Mortgage rate changes released 4 September 2009

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