Investment updates | Thorners

Check the Sovereign website www.sovereign.co.nz to enter their client competition to win a dream holiday. Good luck and remember you only have until 28 November 2009 to enter! If you are not currently a client, contact us for some Sovereign Life Continue Reading

Have all of your family had their slice of the cake from KiwiSaver? Whether working or not, so long as you or your family members are under 65 years of age, I can show you how to benefit from KiwiSaver. The compounding effect of the additional Continue Reading

Circumstances change quickly in the current financial environment and you may be unaware that the recent mortgage interest rate changes announced on 9 September have widened the gap between short and long term fixed interest rates. This Continue Reading

It is really important when somebody else completes an insurance application for you that you check to see the answers are correct and that no information has been left out. The insurer can avoid the policy and decline to consider the claim if Continue Reading

Currently the NZ law does not make a distinction between deliberate or innocent non disclosure. Effectively if you just left information out of an insurance application unintentionally or by accident, the insurer can still decline your claim, Continue Reading

We are often asked why insurers exclude pre-existing conditions. Unless a policy offers cover for pre-existing conditions, the insurer isn’t obliged to cover any of them. Companies generally exclude associated treatment for pre-existing Continue Reading

Mortgage rates alter again effective from today so always get advice before chosing your fixed or floating options. The new interest rate structures released this afternoon by several lenders reflects the changing cost of offshore funds, which Continue Reading

The Finance Minister has announced that the retail deposit guarantee scheme which was due to expire on 12 October 2010 will now be extended through to 31 December 2011. Some changes to the scheme’s terms and conditions are being made which Continue Reading

Women pay more than twice as much for income protection insurance as men because they make more claims for mental health and stress-related conditions, say insurance companies. As the insurance industry reports a big rise in the number of New Continue Reading

Mortgage protection insurance, which sometimes has a redundancy cover component, will only pay the mortgage for six months if the insured is made redundant. The amount paid under the policy will also be offset against any redundancy Continue Reading

Chance to win an $8,000 holiday plus spending money

Under 65 and working or not, ask me about KiwiSaver

Mortgage Interest Rates Have Moved Again

What happens if all of your information isn’t written on the application form?

What happens if you fail to disclose information to an insurer?

Is it fair that insurers exclude pre-existing medical conditions?

Mortgage rate changes released 4 September 2009

Retail deposit guarantee scheme to be extended

Income protection costs more for ladies

Redundancy, mortgage protection and disability insurance are all different

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